Lendflow case study

Lendflow is a Y Combinator-backed fintech startup providing embedded lending infrastructure for vertical SaaS platforms

Challenge
Lendflow needed to accelerate development of its embedded lending platform while keeping its core team focused on roadmap strategy. The company was scaling fast, onboarding new financial partners, and improving its credit decisioning engine — but lacked senior engineering capacity to move at the desired speed.
They needed engineers who could integrate seamlessly, contribute to core systems from day one, and improve system reliability under production load.
Solution
We embedded senior engineers directly into Lendflow’s in-house team to support the rapid delivery of core platform features
• Engineers shipped production-grade endpoints in the first sprint, eliminating typical onboarding lag and generating early momentum
• Took full ownership of sprint deliverables — consistently completing 90%+ of planned work — which let Lendflow’s core team stay focused on roadmap execution
• Reduced lender integration time by 30% by streamlining how new financial partners connect to the platform, without requiring internal team scaling
• Identified and resolved critical job queue misconfigurations, improving task reliability by 40% and preventing future disruptions
• Proactively created internal architecture guides and onboarding docs, cutting ramp-up time in half for future engineers and supporting long-term scale
Impact
+30%
faster lender integrations
+40%
improvement in background job reliability
-20%
onboarding lag for new features
Tools & Technologies
Backend & Infastructure
PHP 8.2
Laravel
MySQL
Redis
Docker
NGINX
GitHub Actions
API & Integrations
RESTful APIs
Swagger/
OpenAPI
Postman
OAuth 2.0
Testing & Quality
PHPUnitReact
Laravel Dusk
Mockery
Faker
Cloud & DevOps
AWS (EC2, S3, RDS)
CloudWatch
Docker Compose
GitHub Actions
K8s
Frontend & Interfaces
Blade Templates
JavaScript
Vue.js (where applicable)
Security & Compliance
OWASP Standards
SSL/TLS
Role-based Access Control (RBAC)
Data Encryption at Rest & in Transit

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