Lendflow case study

YC-backed fintech offering lending infrastructure for vertical-specific SaaS platforms

Challenge

Lendflow needed to accelerate development of its embedded lending platform while keeping its core team focused on roadmap strategy. The company was scaling fast, onboarding new financial partners, and improving its credit decisioning engine — but lacked senior engineering capacity to move at the desired speed.

They needed engineers who could integrate seamlessly, contribute to core systems from day one, and improve system reliability under production load.

Solution

We embedded senior engineers directly into Lendflow’s in-house team to support the rapid delivery of core platform features

• Engineers shipped production-grade endpoints in the first sprint, eliminating typical onboarding lag and generating early momentum

• Took full ownership of sprint deliverables — consistently completing 90%+ of planned work — which let Lendflow’s core team stay focused on roadmap execution

• Reduced lender integration time by 30% by streamlining how new financial partners connect to the platform, without requiring internal team scaling

• Identified and resolved critical job queue misconfigurations, improving task reliability by 40% and preventing future disruptions

• Proactively created internal architecture guides and onboarding docs, cutting ramp-up time in half for future engineers and supporting long-term scale

Impact

+30%

faster lender integrations

+40%

improvement in background job reliability

-20%

onboarding lag for new features

Tools & Technologies

Backend & Infastructure

PHP 8.2
Laravel
MySQL
Redis

Docker
NGINX
GitHub Actions

API & Integrations

RESTful APIs
Swagger/
OpenAPI

Postman
OAuth 2.0

Testing & Quality

PHPUnitReact
Laravel Dusk

Mockery
Faker

Cloud & DevOps

AWS (EC2, S3, RDS)
CloudWatch
Docker Compose

GitHub Actions
K8s

Frontend & Interfaces

Blade Templates
JavaScript

Vue.js (where applicable)

Security & Compliance

OWASP Standards
SSL/TLS

Role-based Access Control (RBAC)
Data Encryption at Rest & in Transit

Looking for a senior team that delivers?

Fill in the form below or reach out to us directly — hello@pangolindev.com

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